Life insurance is something that most adults agree they need, but they don't want to think about it and don't know what type of coverage and limits to carry. We encourage all of our clients to consider what would happen to your loved ones if something should happen to you today. Don't put it off!
There are three basic types of life insurance products with various pros and cons of each, including term life, universal life, and whole life.
Term Life: Coverage for a set period of time, which can be renewed or converted at the end of the term.
Universal Life: Permanent coverage which combines term insurance along with the ability to earn interest on cash value.
Whole Life: Permanent, life-long coverage which also utilizes cash-value savings.
Let us help you decide the type and amount of coverage you want to protect those you care the most about.